{"id":157346,"date":"2026-01-12T11:32:35","date_gmt":"2026-01-12T11:32:35","guid":{"rendered":"https:\/\/friss-hirek.hu\/index.php\/valtozas-a-bankszamlaknal-fontos-levelet-kap-minden-ugyfel-januarban\/friss-hirek\/"},"modified":"2026-01-12T11:32:35","modified_gmt":"2026-01-12T11:32:35","slug":"valtozas-a-bankszamlaknal-fontos-levelet-kap-minden-ugyfel-januarban","status":"publish","type":"post","link":"https:\/\/friss-hirek.hu\/index.php\/valtozas-a-bankszamlaknal-fontos-levelet-kap-minden-ugyfel-januarban\/friss-hirek\/","title":{"rendered":"V\u00e1ltoz\u00e1s a banksz\u00e1ml\u00e1kn\u00e1l: fontos levelet kap minden \u00fcgyf\u00e9l janu\u00e1rban"},"content":{"rendered":"<p>A fizet\u00e9si sz\u00e1ml\u00e1val, azaz a megszokott banksz\u00e1ml\u00e1val rendelkez\u0151 lakoss\u00e1gi \u00fcgyfelek hamarosan k\u00e9t fontos t\u00e1j\u00e9koztat\u00e1st kapnak a bankjukt\u00f3l, amelyeket mindenk\u00e9ppen \u00e9rdemes alaposan \u00e1ttanulm\u00e1nyozni \u2013<a href=\"https:\/\/biztosdontes.hu\/cikkek\/nagyon-fontos-tajekoztatas-jon-a-bankoktol-igy-lehet-konnyen-megtalalni\"> h\u00edvja fel a figyelmet<\/a> <strong>Gergely P\u00e9ter<\/strong>, a BiztosD\u00f6nt\u00e9s.hu p\u00e9nz\u00fcgyi szak\u00e9rt\u0151je.<\/p><div id=\"friss-945167562\" class=\"friss-etarget friss-entity-placement\"><script type=\"text\/javascript\" id=\"etargetScript7a9b589f63cb072bef80df221f46a22b\">function etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b(){var e=\"etargetPostload7a9b589f63cb072bef80df221f46a22b\",t=\"etargetScript7a9b589f63cb072bef80df221f46a22b\",o=document.getElementById(e);if(o){for(var n=o.offsetTop,d=o.offsetLeft,r=o.offsetWidth,a=o.offsetHeight;o.offsetParent;)o=o.offsetParent,n+=o.offsetTop,d+=o.offsetLeft;var i=(n<=window.pageYOffset+window.innerHeight&&d<window.pageXOffset+window.innerWidth&&n+a>window.pageYOffset&&d+r>window.pageXOffset);if(i&&etargetAllowOtherCheck){allowed=!1;var c=document.createElement(\"script\");return c.src=\"\/\/hu.search.etargetnet.com\/generic\/uni.php?g=ref:58661,area:700x210\",void(document.getElementById(t)&&document.getElementById(e)&&(document.getElementById(t).parentNode.appendChild(c),document.getElementById(t).parentNode.removeChild(document.getElementById(t)),document.getElementById(e).parentNode.removeChild(document.getElementById(e)),document.removeEventListener(\"scroll\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b),document.removeEventListener(\"resize\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b),document.removeEventListener(\"DOMContentLoaded\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b)))}}}var etargetDivID=\"etargetPostload7a9b589f63cb072bef80df221f46a22b\",etargetScriptID=\"etargetScript7a9b589f63cb072bef80df221f46a22b\",etargetPostloadPoint=document.createElement(\"div\");etargetPostloadPoint.id=etargetDivID;var etargetCurScript=document.getElementById(etargetScriptID);etargetCurScript.parentNode.appendChild(etargetPostloadPoint),document.addEventListener(\"scroll\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b),document.addEventListener(\"resize\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b),document.addEventListener(\"DOMContentLoaded\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b);var etargetAllowOtherCheck=!0;if(typeof(\"forceRunPostload\")==\"string\"){etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b()}<\/script><\/div>\n<ul>\n<li>Az egyik ilyen az elm\u00falt \u00e9vi k\u00f6lts\u00e9geket r\u00e9szletez\u0151 d\u00edjkimutat\u00e1s, amelynek kik\u00fcld\u00e9s\u00e9re m\u00e1r 2020 \u00f3ta k\u00f6telezettek a bankok egy eur\u00f3pai uni\u00f3s rendelkez\u00e9s nyom\u00e1n.<\/li>\n<li>A m\u00e1sik ilyen t\u00e1j\u00e9koztat\u00e1s azonban egy javasolt sz\u00e1mlacsomagr\u00f3l sz\u00f3l, amely a sz\u00e1mlavezet\u0151 bankn\u00e1l el\u00e9rhet\u0151 legkedvez\u0151bb aj\u00e1nlat az \u00fcgyf\u00e9l el\u0151z\u0151 \u00e9vi sz\u00e1mlaforgalma alapj\u00e1n. Ezzel ak\u00e1r tetemes banki k\u00f6lts\u00e9get is meg lehet sp\u00f3rolni, f\u0151leg, ha valaki egy r\u00e9gi, dr\u00e1ga sz\u00e1mlacsomagot haszn\u00e1l.<\/li>\n<\/ul>\n<p><span class=\"highlight-block-small _ce_measure_widget\" data-ce-measure-widget=\"Kiemel\u00e9s - hossz\u00fa sz\u00f6veghez\">A javasolt sz\u00e1mlacsomagr\u00f3l sz\u00f3l\u00f3 t\u00e1j\u00e9koztat\u00e1st a Magyar Nemzeti Bank (MNB)\u00a0vezet\u0151i k\u00f6rlevele\u00a0alapj\u00e1n el\u0151sz\u00f6r az idei \u00e9vben kapj\u00e1k k\u00e9zhez az \u00fcgyfelek.<\/span><\/p>\n<h2>Sokan \u00e9vekig \u00fclnek dr\u00e1ga sz\u00e1mlacsomagokban<\/h2>\n<p>Sok \u00fcgyf\u00e9l \u00fagy kezeli a banksz\u00e1ml\u00e1j\u00e1t, mintha az egy k\u00f6z\u00fczemi sz\u00e1mla lenne. Sz\u00fcks\u00e9ges dolognak tekinti, \u00e9s hagyja, hogy a bank megterhelje a sz\u00e1ml\u00e1j\u00e1t, sokszor magas d\u00edjakkal.<\/p>\n<p>B\u00e1r a d\u00edjkimutat\u00e1s m\u00e1r 2020 \u00f3ta vel\u00fcnk van, m\u00e9gsem hat el\u00e9g \u00f6szt\u00f6nz\u00e9s\u00fcl a banki k\u00f6lts\u00e9gek cs\u00f6kkent\u00e9s\u00e9re \u00e9s a sz\u00e1mlacsomag v\u00e1lt\u00e1sra. Ez\u00e9rt az MNB \u00fagy d\u00f6nt\u00f6tt, hogy az idei \u00e9vt\u0151l egy javasolt sz\u00e1mlacsomag megjel\u00f6l\u00e9s\u00e9re is felk\u00e9ri a bankokat, amely minden \u00fcgyf\u00e9ln\u00e9l a saj\u00e1t bankhaszn\u00e1lati szok\u00e1sokat figyelembe vev\u0151, egyedi kalkul\u00e1ci\u00f3 alapj\u00e1n k\u00e9sz\u00fcl.<\/p>\n<blockquote class=\"_ce_measure_widget\" data-ce-measure-widget=\"Id\u00e9zet\">\n<p>Nagyon fontos, hogy az erre a sz\u00e1mlacsomagra t\u00f6rt\u00e9n\u0151 v\u00e1lt\u00e1s d\u00edjmentes<\/p>\n<\/blockquote>\n<p>\u2013 emeli ki a BiztosD\u00f6nt\u00e9s.hu p\u00e9nz\u00fcgyi szak\u00e9rt\u0151je.<\/p>\n<p>A javasolt sz\u00e1mlacsomag t\u00e1j\u00e9koztat\u00e1st az el\u0151z\u0151 \u00e9vi d\u00edjkimutat\u00e1ssal egy\u00fctt kapj\u00e1k meg a lakoss\u00e1gi \u00fcgyfelek. Nem kapnak ugyanakkor javasolt sz\u00e1mlacsomag t\u00e1j\u00e9koztat\u00e1st azok az \u00fcgyfelek, akik az el\u0151z\u0151 \u00e9vben v\u00e1ltottak sz\u00e1mlacsomagot,\u00a0tov\u00e1bb\u00e1 az alapsz\u00e1ml\u00e1val, ad\u00f3ss\u00e1gt\u00f6rleszt\u00e9si sz\u00e1ml\u00e1val \u00e9s meg\u00e9lhet\u00e9si sz\u00e1ml\u00e1val rendelkez\u0151k.<\/p>\n<p>Ugyancsak nem kapnak ilyen t\u00e1j\u00e9koztat\u00e1st azok, akik m\u00e1r eleve valamilyen kedvezm\u00e9nyes c\u00e9lcsoportba tartoznak, \u00edgy a 18 \u00e9v alattiak, a priv\u00e1tbanki \u00e9s pr\u00e9mium banki, valamint a di\u00e1ksz\u00e1ml\u00e1val rendelkez\u0151 \u00fcgyfelek, 18 \u00e9ves kor felett sem.<\/p>\n<p>Az MNB aj\u00e1nl\u00e1sa alapj\u00e1n a bank d\u00f6nthet \u00fagy, hogy nem k\u00fcld banksz\u00e1mla aj\u00e1nlatot azoknak az \u00fcgyfeleknek, akiknek az el\u00e9rhet\u0151 megtakar\u00edt\u00e1sa \u00e9vi 1 000 forint, vagy ann\u00e1l alacsonyabb \u00f6sszeg lenne.<\/p>\n<h2>Ah\u00e1ny bank, annyi megold\u00e1s<\/h2>\n<p>A d\u00edjkimutat\u00e1s \u2013 \u00e9s az idei \u00e9vt\u0151l a javasolt sz\u00e1mlacsomag aj\u00e1nlat \u2013 id\u0151nk\u00e9nt kiss\u00e9 nehezen tal\u00e1lhat\u00f3 meg az internetbankokban, a banki mobilapplik\u00e1ci\u00f3kban pedig csak egy-k\u00e9t bank teszi el\u00e9rhet\u0151v\u00e9:<\/p>\n<p><span class=\"highlight-block-small _ce_measure_widget\" data-ce-measure-widget=\"Kiemel\u00e9s - hossz\u00fa sz\u00f6veghez\">\u00edgy \u00e9rdemes odafigyelni arra, hogy ne kall\u00f3djon el az egy\u00e9b, szok\u00e1sos \u00fczenetek k\u00f6z\u00f6tt.<\/span><\/p>\n<p>Ut\u00f3bbi az\u00e9rt is l\u00e9nyeges, mert az \u00fcgyfelek nem felt\u00e9tlen\u00fcl kapnak \u00e9rtes\u00edt\u00e9st az elektronikus d\u00edjkimutat\u00e1s meg\u00e9rkez\u00e9s\u00e9r\u0151l.<\/p>\n<p>Azok, akik postai \u00faton kapnak sz\u00e1mlakivonatot, a d\u00edjkimutat\u00e1st \u00e9s a javasolt sz\u00e1mlacsomag t\u00e1j\u00e9koztat\u00e1st is postai \u00faton kapj\u00e1k meg 2026. janu\u00e1r 31-ig.<\/p>\n<h2>Mi szerepel pontosan a d\u00edjkimutat\u00e1sban?<\/h2>\n<p>A d\u00edjkimutat\u00e1s egy olyan dokumentum, amely jogszab\u00e1ly alapj\u00e1n minden bankn\u00e1l egys\u00e9ges form\u00e1tumban t\u00e1j\u00e9koztatja a sz\u00e1mlatulajdonost az el\u0151z\u0151 \u00e9vi banki k\u00f6lts\u00e9gekr\u0151l.<\/p>\n<p>A dokumentumban \u00f6sszes\u00edtve \u00e9s r\u00e9szletezve is szerepel, hogy eg\u00e9sz \u00e9vben \u00f6sszesen mennyibe ker\u00fclt a banksz\u00e1mla fenntart\u00e1sa, illetve k\u00f6zli a bank \u00e1ltal a fizet\u00e9si sz\u00e1ml\u00e1hoz kapcsol\u00f3d\u00f3an felsz\u00e1m\u00edtott \u00e9s j\u00f3v\u00e1\u00edrt kamat \u00f6sszeg\u00e9t.<\/p>\n<p>A d\u00edjkimutat\u00e1sban szerepl\u0151 t\u00e9telek elemz\u00e9s\u00e9vel az \u00fcgyfelek megismerhetik a jelent\u0151sebb banki k\u00f6lts\u00e9gek t\u00edpusait, \u00e9s ennek ismeret\u00e9ben v\u00e1lthatnak egy kedvez\u0151bb sz\u00e1mlacsomagra, bankon bel\u00fcl vagy ak\u00e1r azon k\u00edv\u00fcl is.<\/p>\n<p>Ezt a d\u00f6nt\u00e9st seg\u00edti az idei \u00e9vt\u0151l el\u00e9rhet\u0151, a bank \u00e1ltal javasolt sz\u00e1mlacsomag is.<\/p>\n<p>The post <a href=\"https:\/\/24.hu\/fn\/gazdasag\/2026\/01\/12\/bankszamla-kivonat-dijkimutatas-level-mnb-bank-bankolas-szamlacsomag\/\" target=\"_blank\">V\u00e1ltoz\u00e1s a banksz\u00e1ml\u00e1kn\u00e1l: fontos levelet kap minden \u00fcgyf\u00e9l janu\u00e1rban<\/a> first appeared on <a href=\"https:\/\/24.hu\/\" target=\"_blank\">24.hu<\/a>.<\/p><div id=\"friss-2176270537\" class=\"friss-etarget-cikk-vege friss-entity-placement\"><script type=\"text\/javascript\" id=\"etargetScript7a9b589f63cb072bef80df221f46a22b\">function etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b(){var e=\"etargetPostload7a9b589f63cb072bef80df221f46a22b\",t=\"etargetScript7a9b589f63cb072bef80df221f46a22b\",o=document.getElementById(e);if(o){for(var 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id=\"friss-1055607193\" class=\"friss-after-content_3 friss-entity-placement\">https:\/\/www.youtube.com\/watch?v=Pdnw4KiUWp0<\/div>","protected":false},"excerpt":{"rendered":"<p>A fizet\u00e9si sz\u00e1ml\u00e1val, azaz a megszokott banksz\u00e1ml\u00e1val rendelkez\u0151 lakoss\u00e1gi \u00fcgyfelek hamarosan k\u00e9t fontos t\u00e1j\u00e9koztat\u00e1st kapnak a bankjukt\u00f3l, amelyeket mindenk\u00e9ppen \u00e9rdemes alaposan \u00e1ttanulm\u00e1nyozni \u2013 h\u00edvja fel a figyelmet Gergely P\u00e9ter, a BiztosD\u00f6nt\u00e9s.hu p\u00e9nz\u00fcgyi szak\u00e9rt\u0151je. Az egyik ilyen az elm\u00falt \u00e9vi k\u00f6lts\u00e9geket r\u00e9szletez\u0151 d\u00edjkimutat\u00e1s, amelynek kik\u00fcld\u00e9s\u00e9re m\u00e1r 2020 \u00f3ta k\u00f6telezettek a bankok egy eur\u00f3pai uni\u00f3s rendelkez\u00e9s nyom\u00e1n. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-157346","post","type-post","status-publish","format-standard","hentry","category-friss-hirek"],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/friss-hirek.hu\/index.php\/wp-json\/wp\/v2\/posts\/157346","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/friss-hirek.hu\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/friss-hirek.hu\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/friss-hirek.hu\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/friss-hirek.hu\/index.php\/wp-json\/wp\/v2\/comments?post=157346"}],"version-history":[{"count":0,"href":"https:\/\/friss-hirek.hu\/index.php\/wp-json\/wp\/v2\/posts\/157346\/revisions"}],"wp:attachment":[{"href":"https:\/\/friss-hirek.hu\/index.php\/wp-json\/wp\/v2\/media?parent=157346"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/friss-hirek.hu\/index.php\/wp-json\/wp\/v2\/categories?post=157346"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/friss-hirek.hu\/index.php\/wp-json\/wp\/v2\/tags?post=157346"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}