{"id":163346,"date":"2026-02-25T08:22:22","date_gmt":"2026-02-25T08:22:22","guid":{"rendered":"https:\/\/friss-hirek.hu\/index.php\/csak-minden-otodik-fiatal-hiszi-hogy-hitel-nelkul-tud-majd-sajat-lakast-vasarolni\/friss-hirek\/"},"modified":"2026-02-25T08:22:22","modified_gmt":"2026-02-25T08:22:22","slug":"csak-minden-otodik-fiatal-hiszi-hogy-hitel-nelkul-tud-majd-sajat-lakast-vasarolni","status":"publish","type":"post","link":"https:\/\/friss-hirek.hu\/index.php\/csak-minden-otodik-fiatal-hiszi-hogy-hitel-nelkul-tud-majd-sajat-lakast-vasarolni\/uzlet\/","title":{"rendered":"Csak minden \u00f6t\u00f6dik fiatal hiszi, hogy hitel n\u00e9lk\u00fcl tud majd saj\u00e1t lak\u00e1st v\u00e1s\u00e1rolni"},"content":{"rendered":"<p><strong>Minden negyedik sz\u00fcl\u0151kkel \u00e9l\u0151 fiatal azonnal k\u00f6lt\u00f6zne egy friss kutat\u00e1s szerint. Enn\u00e9l az\u00e9rt bonyolultabb a fiatalok lakhat\u00e1si helyzete, 80 sz\u00e1zal\u00e9k csak hitellel tudja elk\u00e9pzelni a lak\u00e1sv\u00e1s\u00e1rl\u00e1st.<\/strong><\/p><div id=\"friss-2539658331\" class=\"friss-etarget friss-entity-placement\"><script type=\"text\/javascript\" id=\"etargetScript7a9b589f63cb072bef80df221f46a22b\">function etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b(){var e=\"etargetPostload7a9b589f63cb072bef80df221f46a22b\",t=\"etargetScript7a9b589f63cb072bef80df221f46a22b\",o=document.getElementById(e);if(o){for(var n=o.offsetTop,d=o.offsetLeft,r=o.offsetWidth,a=o.offsetHeight;o.offsetParent;)o=o.offsetParent,n+=o.offsetTop,d+=o.offsetLeft;var i=(n<=window.pageYOffset+window.innerHeight&&d<window.pageXOffset+window.innerWidth&&n+a>window.pageYOffset&&d+r>window.pageXOffset);if(i&&etargetAllowOtherCheck){allowed=!1;var c=document.createElement(\"script\");return c.src=\"\/\/hu.search.etargetnet.com\/generic\/uni.php?g=ref:58661,area:700x210\",void(document.getElementById(t)&&document.getElementById(e)&&(document.getElementById(t).parentNode.appendChild(c),document.getElementById(t).parentNode.removeChild(document.getElementById(t)),document.getElementById(e).parentNode.removeChild(document.getElementById(e)),document.removeEventListener(\"scroll\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b),document.removeEventListener(\"resize\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b),document.removeEventListener(\"DOMContentLoaded\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b)))}}}var etargetDivID=\"etargetPostload7a9b589f63cb072bef80df221f46a22b\",etargetScriptID=\"etargetScript7a9b589f63cb072bef80df221f46a22b\",etargetPostloadPoint=document.createElement(\"div\");etargetPostloadPoint.id=etargetDivID;var etargetCurScript=document.getElementById(etargetScriptID);etargetCurScript.parentNode.appendChild(etargetPostloadPoint),document.addEventListener(\"scroll\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b),document.addEventListener(\"resize\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b),document.addEventListener(\"DOMContentLoaded\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b);var etargetAllowOtherCheck=!0;if(typeof(\"forceRunPostload\")==\"string\"){etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b()}<\/script><\/div>\n<p><strong>Mi t\u00f6rt\u00e9nt? <\/strong>A sz\u00fcl\u0151kkel \u00e9l\u0151 fiatalok 25 sz\u00e1zal\u00e9ka a lehet\u0151 leghamarabb \u00f6n\u00e1ll\u00f3 h\u00e1ztart\u00e1sba k\u00f6lt\u00f6zne, \u00e1m 58 sz\u00e1zal\u00e9kuk sz\u00e1m\u00e1ra csak az alb\u00e9rlet marad re\u00e1lis opci\u00f3 az azonnali v\u00e1lt\u00e1shoz \u2013 der\u00fcl ki a K&amp;H ifj\u00fas\u00e1gi index\u00e9b\u0151l, amely a m\u00falt \u00e9v v\u00e9g\u00e9n vizsg\u00e1lta a 19-29 \u00e9vesek k\u00f6lt\u00f6z\u00e9si sz\u00e1nd\u00e9kait. A reprezentat\u00edv felm\u00e9r\u00e9s eredm\u00e9nyeit a Forbes.hu-hoz is eljuttatt\u00e1k.<\/p>\n<div class=\"related-post-links\">\n<p>\t\t<span class=\"related-post-links__title minititle\">T\u00f6bb ebb\u0151l<\/span><\/p>\n<div class=\"related-post-links__link-wrapper\">\n\t\t\t\t<a href=\"https:\/\/forbes.hu\/penz\/forbes-money-podcast-befektetes-kripto-ai\/\" class=\"related-post-links__link\">Hol vannak, akik n\u00e9gy \u00e9ve megmondt\u00e1k, hogy id\u00e9n m\u00e1r a z\u00f6lds\u00e9gesn\u00e9l is bitcoinnal fizet\u00fcnk?<\/a>\n\t\t\t<\/div>\n<div class=\"related-post-links__link-wrapper\">\n\t\t\t\t<a href=\"https:\/\/forbes.hu\/uzlet\/ingatlanpiac-2026-kezdes-lakaspiac\/\" class=\"related-post-links__link\">Ez\u00e9rt v\u00e1rnak ki a vev\u0151k? Meglep\u0151 sz\u00e1mokkal rajtolt a lak\u00e1spiac 2026-ban<\/a>\n\t\t\t<\/div>\n<\/div>\n<p><strong>Mi\u00e9rt fontos ez?<\/strong> A hazai fiatalok lakhat\u00e1si helyzete vegyes k\u00e9pet mutat: 63 sz\u00e1zal\u00e9kuk m\u00e1r saj\u00e1t h\u00e1ztart\u00e1st visz, emellett a sz\u00fcl\u0151i h\u00e1zban marad\u00f3knak csak egy sz\u0171k r\u00e9tege, mind\u00f6ssze 6 sz\u00e1zal\u00e9ka \u00e9rzi \u00fagy, hogy egy\u00e1ltal\u00e1n nem is akar m\u00e9g elk\u00f6lt\u00f6zni, azaz marad a mamahotelben. A m\u00e9g sz\u00fcl\u0151kkel lak\u00f3 fiatalok k\u00e9tharmada tervezi az elszakad\u00e1st, de nem tartj\u00e1k s\u00fcrg\u0151snek ezt.\u00a0Azok k\u00f6r\u00e9ben viszont, akik miel\u0151bb szeretn\u00e9nek t\u00e1vozni a sz\u00fcl\u0151i h\u00e1zb\u00f3l, legink\u00e1bb a lak\u00e1sb\u00e9rl\u00e9s az opci\u00f3, 58 sz\u00e1zal\u00e9kuk ezt az utat v\u00e1lasztan\u00e1. A lak\u00e1sv\u00e1s\u00e1rl\u00e1ssal \u2013 mint a legvonz\u00f3bb megold\u00e1ssal \u2013 t\u00f6bb, mint a harmaduk sz\u00e1mol. Emellett 4-4 sz\u00e1zal\u00e9kuk a partner\u00e9hez vagy m\u00e1s csal\u00e1dtag ingatlan\u00e1ba k\u00f6lt\u00f6zne.<\/p>\n<p><strong>Mit jelent ez a gyakorlatban?<\/strong> Mik\u00f6zben a 19-29 \u00e9ves koroszt\u00e1ly 28 sz\u00e1zal\u00e9ka tervez lak\u00e1sv\u00e1s\u00e1rl\u00e1st a k\u00f6vetkez\u0151 h\u00e1rom \u00e9vben,<\/p>\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>t\u00edzb\u0151l nyolc fiatal valamilyen m\u00e9rt\u00e9k\u0171 hitel bevon\u00e1s\u00e1val tudn\u00e1 finansz\u00edrozni \u00faj otthon\u00e1t.<\/p>\n<\/blockquote>\n<p>K\u00fcl\u00f6n\u00f6sen a 26-29 \u00e9vesek k\u00f6r\u00e9ben v\u00e1lhat meghat\u00e1roz\u00f3v\u00e1 a k\u00fcls\u0151 forr\u00e1s: ebben a csoportban 41 sz\u00e1zal\u00e9k azok ar\u00e1nya, akik \u00fagy gondolj\u00e1k, hogy t\u00falnyom\u00f3r\u00e9szt hitelb\u0151l tudnak majd ingatlant v\u00e1s\u00e1rolni. A f\u00e9rfiak 38 sz\u00e1zal\u00e9ka tervez lak\u00e1sv\u00e1s\u00e1rl\u00e1st, szemben a n\u0151k 19 sz\u00e1zal\u00e9kos ar\u00e1ny\u00e1val. Az akt\u00edv keres\u0151k, azaz az \u00e1ll\u00e1sban l\u00e9v\u0151 fiatalok \u00e9s a di\u00e1kok 32-32 sz\u00e1zal\u00e9ka menne miel\u0151bb \u00f6n\u00e1ll\u00f3 h\u00e1ztart\u00e1sba.<\/p>\n<p><strong>Hogyan tov\u00e1bb?<\/strong> A finansz\u00edroz\u00e1si k\u00e9pess\u00e9g besz\u00e9des. A fiatalok \u00fagy gondolj\u00e1k, 20 sz\u00e1zal\u00e9kban kiz\u00e1r\u00f3lag saj\u00e1t er\u0151b\u0151l oldan\u00e1k meg a lak\u00e1sszerz\u00e9st, a fennmarad\u00f3 80 sz\u00e1zal\u00e9kuk azonban kisebb-nagyobb hitelfelv\u00e9telre k\u00e9nyszer\u00fcl majd. Azok ar\u00e1nya, akik legal\u00e1bb fele ar\u00e1nyban hitelb\u0151l v\u00e1s\u00e1roln\u00e1nak, 52 sz\u00e1zal\u00e9kos.\u00a0<\/p>\n<p><strong>Kontextus. <\/strong>Az adatok a K&amp;H szerint arra utalnak, hogy a megfelel\u0151 saj\u00e1t er\u0151 hi\u00e1nya \u00e9s a hitelfelv\u00e9teli k\u00e9nyszer miatt a fiatalok sz\u00e1m\u00e1ra kulcsfontoss\u00e1g\u00faak az \u00e1llami t\u00e1mogat\u00e1sok.\u00a0A bank adatai szerint az Otthon Start keret\u00e9ben ig\u00e9nyelt lak\u00e1shitelek \u00e1tlagos \u00f6sszege a szeptemberi indul\u00e1s \u00f3ta 35 milli\u00f3 forint volt, az \u00e1tlagos futamid\u0151 pedig 23 \u00e9v,\u00a0mik\u00f6zben a hitelezettek 35 sz\u00e1zal\u00e9ka a 21\u201330 \u00e9ves koroszt\u00e1lyb\u00f3l ker\u00fclt ki.\u00a0\u00a0<\/p>\n<p><!-- No email blocks found --><\/p>\n<p>The post <a href=\"https:\/\/forbes.hu\/penz\/csak-minden-otodik-fiatal-hiszi-hogy-hitel-nelkul-tud-majd-sajat-lakast-vasarolni\/\">Csak minden \u00f6t\u00f6dik fiatal hiszi, hogy hitel n\u00e9lk\u00fcl tud majd saj\u00e1t lak\u00e1st v\u00e1s\u00e1rolni<\/a> appeared first on <a href=\"https:\/\/forbes.hu\/\">Forbes.hu<\/a>.<\/p><div id=\"friss-3391802788\" class=\"friss-etarget-cikk-vege friss-entity-placement\"><script type=\"text\/javascript\" id=\"etargetScript7a9b589f63cb072bef80df221f46a22b\">function etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b(){var e=\"etargetPostload7a9b589f63cb072bef80df221f46a22b\",t=\"etargetScript7a9b589f63cb072bef80df221f46a22b\",o=document.getElementById(e);if(o){for(var n=o.offsetTop,d=o.offsetLeft,r=o.offsetWidth,a=o.offsetHeight;o.offsetParent;)o=o.offsetParent,n+=o.offsetTop,d+=o.offsetLeft;var i=(n<=window.pageYOffset+window.innerHeight&&d<window.pageXOffset+window.innerWidth&&n+a>window.pageYOffset&&d+r>window.pageXOffset);if(i&&etargetAllowOtherCheck){allowed=!1;var c=document.createElement(\"script\");return c.src=\"\/\/hu.search.etargetnet.com\/generic\/uni.php?g=ref:58661,area:700x210\",void(document.getElementById(t)&&document.getElementById(e)&&(document.getElementById(t).parentNode.appendChild(c),document.getElementById(t).parentNode.removeChild(document.getElementById(t)),document.getElementById(e).parentNode.removeChild(document.getElementById(e)),document.removeEventListener(\"scroll\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b),document.removeEventListener(\"resize\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b),document.removeEventListener(\"DOMContentLoaded\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b)))}}}var etargetDivID=\"etargetPostload7a9b589f63cb072bef80df221f46a22b\",etargetScriptID=\"etargetScript7a9b589f63cb072bef80df221f46a22b\",etargetPostloadPoint=document.createElement(\"div\");etargetPostloadPoint.id=etargetDivID;var etargetCurScript=document.getElementById(etargetScriptID);etargetCurScript.parentNode.appendChild(etargetPostloadPoint),document.addEventListener(\"scroll\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b),document.addEventListener(\"resize\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b),document.addEventListener(\"DOMContentLoaded\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b);var etargetAllowOtherCheck=!0;if(typeof(\"forceRunPostload\")==\"string\"){etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b()}<\/script><\/div><div id=\"friss-1483640956\" class=\"friss-after-content friss-entity-placement\"><script type=\"text\/javascript\" id=\"etargetScript7a9b589f63cb072bef80df221f46a22b\">function etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b(){var e=\"etargetPostload7a9b589f63cb072bef80df221f46a22b\",t=\"etargetScript7a9b589f63cb072bef80df221f46a22b\",o=document.getElementById(e);if(o){for(var n=o.offsetTop,d=o.offsetLeft,r=o.offsetWidth,a=o.offsetHeight;o.offsetParent;)o=o.offsetParent,n+=o.offsetTop,d+=o.offsetLeft;var i=(n<=window.pageYOffset+window.innerHeight&&d<window.pageXOffset+window.innerWidth&&n+a>window.pageYOffset&&d+r>window.pageXOffset);if(i&&etargetAllowOtherCheck){allowed=!1;var c=document.createElement(\"script\");return c.src=\"\/\/hu.search.etargetnet.com\/generic\/uni.php?g=ref:58661,area:700x210\",void(document.getElementById(t)&&document.getElementById(e)&&(document.getElementById(t).parentNode.appendChild(c),document.getElementById(t).parentNode.removeChild(document.getElementById(t)),document.getElementById(e).parentNode.removeChild(document.getElementById(e)),document.removeEventListener(\"scroll\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b),document.removeEventListener(\"resize\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b),document.removeEventListener(\"DOMContentLoaded\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b)))}}}var etargetDivID=\"etargetPostload7a9b589f63cb072bef80df221f46a22b\",etargetScriptID=\"etargetScript7a9b589f63cb072bef80df221f46a22b\",etargetPostloadPoint=document.createElement(\"div\");etargetPostloadPoint.id=etargetDivID;var etargetCurScript=document.getElementById(etargetScriptID);etargetCurScript.parentNode.appendChild(etargetPostloadPoint),document.addEventListener(\"scroll\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b),document.addEventListener(\"resize\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b),document.addEventListener(\"DOMContentLoaded\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b);var etargetAllowOtherCheck=!0;if(typeof(\"forceRunPostload\")==\"string\"){etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b()}<\/script><\/div><div id=\"friss-861550270\" class=\"friss-after-content_2 friss-entity-placement\" style=\"clear: both;\"><div class=\"wprss_ajax\" data-id=\"rss8a86b0d3fd\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/friss-hirek.hu\/wp-content\/plugins\/wp-rss-retriever\/inc\/imgs\/ajax-loader.gif\" alt=\"Loading RSS Feed\" width=\"16\" height=\"16\"><\/div><\/div><br style=\"clear: both; display: block; float: none;\"\/><div id=\"friss-1029345413\" class=\"friss-after-content_3 friss-entity-placement\">https:\/\/www.youtube.com\/watch?v=Pdnw4KiUWp0<\/div>","protected":false},"excerpt":{"rendered":"<p>Minden negyedik sz\u00fcl\u0151kkel \u00e9l\u0151 fiatal azonnal k\u00f6lt\u00f6zne egy friss kutat\u00e1s szerint. Enn\u00e9l az\u00e9rt bonyolultabb a fiatalok lakhat\u00e1si helyzete, 80 sz\u00e1zal\u00e9k csak hitellel tudja elk\u00e9pzelni a lak\u00e1sv\u00e1s\u00e1rl\u00e1st. Mi t\u00f6rt\u00e9nt? A sz\u00fcl\u0151kkel \u00e9l\u0151 fiatalok 25 sz\u00e1zal\u00e9ka a lehet\u0151 leghamarabb \u00f6n\u00e1ll\u00f3 h\u00e1ztart\u00e1sba k\u00f6lt\u00f6zne, \u00e1m 58 sz\u00e1zal\u00e9kuk sz\u00e1m\u00e1ra csak az alb\u00e9rlet marad re\u00e1lis opci\u00f3 az azonnali v\u00e1lt\u00e1shoz \u2013 der\u00fcl [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[],"class_list":["post-163346","post","type-post","status-publish","format-standard","hentry","category-uzlet"],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/friss-hirek.hu\/index.php\/wp-json\/wp\/v2\/posts\/163346","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/friss-hirek.hu\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/friss-hirek.hu\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/friss-hirek.hu\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/friss-hirek.hu\/index.php\/wp-json\/wp\/v2\/comments?post=163346"}],"version-history":[{"count":0,"href":"https:\/\/friss-hirek.hu\/index.php\/wp-json\/wp\/v2\/posts\/163346\/revisions"}],"wp:attachment":[{"href":"https:\/\/friss-hirek.hu\/index.php\/wp-json\/wp\/v2\/media?parent=163346"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/friss-hirek.hu\/index.php\/wp-json\/wp\/v2\/categories?post=163346"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/friss-hirek.hu\/index.php\/wp-json\/wp\/v2\/tags?post=163346"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}