{"id":166878,"date":"2026-05-18T15:29:47","date_gmt":"2026-05-18T15:29:47","guid":{"rendered":"https:\/\/friss-hirek.hu\/index.php\/jon-a-vagyonado-hogyan-keszuljunk-fel-ra-mar-most\/friss-hirek\/"},"modified":"2026-05-18T15:29:47","modified_gmt":"2026-05-18T15:29:47","slug":"jon-a-vagyonado-hogyan-keszuljunk-fel-ra-mar-most","status":"publish","type":"post","link":"https:\/\/friss-hirek.hu\/index.php\/jon-a-vagyonado-hogyan-keszuljunk-fel-ra-mar-most\/uzlet\/","title":{"rendered":"J\u00f6n a vagyonad\u00f3 \u2014 hogyan k\u00e9sz\u00fclj\u00fcnk fel r\u00e1 m\u00e1r most?"},"content":{"rendered":"<p><strong>Ami biztos: Magyarorsz\u00e1gon is bevezetik a vagyonad\u00f3t. Ami val\u00f3sz\u00edn\u0171s\u00edthet\u0151: 1 milli\u00e1rd forint feletti vagyonokra, k\u00f6r\u00fclbel\u00fcl 1%-os kulccsal. A r\u00e9szletek m\u00e9g nem ismertek \u2014 de ez nem ok a t\u00e9tlens\u00e9gre. \u00c9pp ellenkez\u0151leg.<\/strong> <strong>Dr. Ill\u00e9s Istv\u00e1n, C\u00e9gt\u00e1rs | Partner, Apelso Wealth Management a Brand Voice-ban.<\/strong><\/p><div id=\"friss-3809888850\" class=\"friss-etarget friss-entity-placement\"><script type=\"text\/javascript\" id=\"etargetScript7a9b589f63cb072bef80df221f46a22b\">function etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b(){var e=\"etargetPostload7a9b589f63cb072bef80df221f46a22b\",t=\"etargetScript7a9b589f63cb072bef80df221f46a22b\",o=document.getElementById(e);if(o){for(var n=o.offsetTop,d=o.offsetLeft,r=o.offsetWidth,a=o.offsetHeight;o.offsetParent;)o=o.offsetParent,n+=o.offsetTop,d+=o.offsetLeft;var i=(n<=window.pageYOffset+window.innerHeight&&d<window.pageXOffset+window.innerWidth&&n+a>window.pageYOffset&&d+r>window.pageXOffset);if(i&&etargetAllowOtherCheck){allowed=!1;var c=document.createElement(\"script\");return c.src=\"\/\/hu.search.etargetnet.com\/generic\/uni.php?g=ref:58661,area:700x210\",void(document.getElementById(t)&&document.getElementById(e)&&(document.getElementById(t).parentNode.appendChild(c),document.getElementById(t).parentNode.removeChild(document.getElementById(t)),document.getElementById(e).parentNode.removeChild(document.getElementById(e)),document.removeEventListener(\"scroll\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b),document.removeEventListener(\"resize\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b),document.removeEventListener(\"DOMContentLoaded\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b)))}}}var etargetDivID=\"etargetPostload7a9b589f63cb072bef80df221f46a22b\",etargetScriptID=\"etargetScript7a9b589f63cb072bef80df221f46a22b\",etargetPostloadPoint=document.createElement(\"div\");etargetPostloadPoint.id=etargetDivID;var etargetCurScript=document.getElementById(etargetScriptID);etargetCurScript.parentNode.appendChild(etargetPostloadPoint),document.addEventListener(\"scroll\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b),document.addEventListener(\"resize\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b),document.addEventListener(\"DOMContentLoaded\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b);var etargetAllowOtherCheck=!0;if(typeof(\"forceRunPostload\")==\"string\"){etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b()}<\/script><\/div>\n<p>\u201eEur\u00f3p\u00e1ban a k\u00e9t meghat\u00e1roz\u00f3 vagyonad\u00f3-modell a sv\u00e1jci \u00e9s a norv\u00e9g. <strong>Sv\u00e1jcban<\/strong> a kulcsok 0,1\u20130,9% k\u00f6z\u00f6tt mozognak, a bel\u00e9p\u00e9si k\u00fcsz\u00f6b alacsony, \u00e9s a vagyonad\u00f3 m\u00e1s ad\u00f3nemeket v\u00e1lt ki (pl. \u00e1rfolyamnyeres\u00e9g-ad\u00f3t, \u00f6r\u00f6kl\u00e9si ad\u00f3t). <strong>Norv\u00e9gia<\/strong> egyenl\u0151s\u00edt\u0151 modellj\u00e9ben 0,85\u20131,1%-os kulcsokkal \u00e9s magasabb bel\u00e9p\u00e9si k\u00fcsz\u00f6bbel dolgoznak \u2013 \u00e9s a befoly\u00f3 \u00f6sszeget a szoci\u00e1lis rendszer finansz\u00edroz\u00e1s\u00e1ba forgatj\u00e1k vissza. A hazai jelek \u2014 magasabb k\u00fcsz\u00f6b, 1% k\u00f6r\u00fcli kulcs \u2014 ink\u00e1bb a norv\u00e9g ir\u00e1nyt val\u00f3sz\u00edn\u0171s\u00edtik.<\/p>\n<p>A nemzetk\u00f6zi p\u00e9ld\u00e1k ugyanakkor \u00f3vatoss\u00e1gra intenek. Norv\u00e9gi\u00e1ban a vagyonad\u00f3 2022-es emel\u00e9se azonnali vagyonkimozg\u00e1st ind\u00edtott el \u2014 meglep\u0151 m\u00f3don f\u0151leg Sv\u00e1jcba, ahol az \u00f6ssz-ad\u00f3terhel\u00e9s kedvez\u0151bb. Mert az ad\u00f3rezidencia nem \u00e0 la carte v\u00e1laszt\u00e1s, a k\u00f6lt\u00f6z\u00e9ssel a befogad\u00f3 orsz\u00e1g teljes ad\u00f3rendszere v\u00e1lik r\u00e1nk ir\u00e1nyad\u00f3v\u00e1. Mivel a magyar t\u0151kej\u00f6vedelem-ad\u00f3z\u00e1s nemzetk\u00f6zi szinten nagyon kedvez\u0151, a rezidencia-v\u00e1ltoztat\u00e1s csak alapos sz\u00e1m\u00edt\u00e1s ut\u00e1n lehet opci\u00f3 m\u00e9g a vagyonad\u00f3 bevezet\u00e9se ut\u00e1n is.<\/p>\n<figure class=\"wp-block-image size-large\">\n<div class=\"photo-credit-wrapper\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/cdn.forbes.hu\/uploads\/2026\/05\/DSC_0328.webp?r=eyJ3IjoxNTAwLCJxIjo5MCwicyI6ImpwZWcifQ%3D%3D\" alt=\"\" class=\"wp-image-769362\" \/><\/div><figcaption class=\"wp-element-caption\"><strong>Dr. Ill\u00e9s Istv\u00e1n, C\u00e9gt\u00e1rs | Partner, Apelso Wealth Management<\/strong><\/figcaption><\/figure>\n<p><strong>Mit ne csin\u00e1ljunk?<\/strong> A k\u00f6lt\u00f6z\u00e9shez hasonl\u00f3 reflex-szer\u0171 megold\u00e1sok \u2014 a vagyon kisebb c\u00e9gekre oszt\u00e1sa, gyerekre\/unok\u00e1ra \u00edrat\u00e1sa \u2014 nemcsak hat\u00e1stalanok, de az ad\u00f3elker\u00fcl\u00e9s gyan\u00faj\u00e1t is felvethetik, ami m\u00e1r lehet b\u00fcntet\u0151jogi kateg\u00f3ria is. A k\u00fclf\u00f6ldre menek\u00edt\u00e9s sem opci\u00f3: a mai nemzetk\u00f6zi inform\u00e1ci\u00f3csere-rendszerben a NAV is l\u00e1tja a legt\u00f6bb k\u00fclf\u00f6ldi banksz\u00e1ml\u00e1t \u00e9s holdingot is.<\/p>\n<p><strong>Mit tehet\u00fcnk m\u00e1r ma?<\/strong> Ahhoz, hogy a szab\u00e1lyoz\u00e1s megjelen\u00e9se ne \u00e9rjen minket felk\u00e9sz\u00fcletlen\u00fcl, m\u00e1r most \u00e9rdemes t\u00e9telesen felm\u00e9rni a vagyont nett\u00f3 \u00e9rt\u00e9kben. Fontos csoportos\u00edtani az elemeket, azonos\u00edtani az illikvid eszk\u00f6z\u00f6ket (egy 1%-os ad\u00f3 \u00e9ves szinten komoly kiad\u00e1st jelenthet b\u00e9rbe nem adott ingatlanok eset\u00e9n). V\u00e9gig kell gondolni a hossz\u00fat\u00e1v\u00fa c\u00e9lokat: mit tartunk meg, mit adn\u00e1nk \u00e1t, mit \u00e9rdemes \u00e1tstruktur\u00e1lni \u2013 hogy a szab\u00e1lyoz\u00e1s hat\u00e1lybal\u00e9p\u00e9sekor ne kelljen kapkodni, ne fussunk a t\u00f6rt\u00e9n\u00e9sek ut\u00e1n, k\u00e9nyszer-l\u00e9p\u00e9sek helyett maradjunk d\u00f6nt\u00e9si helyzetben.<\/p>\n<p><strong>Mi lehet a leg\u00e1lis ad\u00f3optimaliz\u00e1l\u00e1si m\u00f3dszer?<\/strong> Nemzetk\u00f6zi p\u00e9ld\u00e1k szerint a visszavonhatatlan vagyonkezel\u00e9sbe ad\u00e1s, a val\u00f3di csal\u00e1di vagy \u00f6ngondoskod\u00e1si strukt\u00far\u00e1k \u2014 p\u00e9ld\u00e1ul gyermekek tan\u00edttat\u00e1s\u00e1ra vagy id\u0151skori ell\u00e1t\u00e1sra bizalmi vagyonkezel\u00e9sbe adott vagyonelemek \u2014 sz\u00e1m\u00edthatnak a kedvezm\u00e9nyezett vagyon\u00e1hoz vagy ak\u00e1r \u00f6n\u00e1ll\u00f3 ad\u00f3alanyk\u00e9nt is meg\u00e1llhatj\u00e1k a hely\u00fcket; val\u00f3di \u00e9s leg\u00e1lis tervez\u00e9si lehet\u0151s\u00e9get k\u00edn\u00e1lva.<\/p>\n<p>Az APELSO \u00e9vek alatt felhalmozott tapasztalat\u00e1val mindez egyszer\u0171, gyors \u00e9s pontos. P\u00e1nik helyett a tudatos tervez\u00e9st aj\u00e1nljuk \u2013 \u00e9s k\u00e9szen \u00e1llunk az \u00faj kih\u00edv\u00e1sok szem\u00e9lyre szabott kezel\u00e9s\u00e9re. Amit k\u00edn\u00e1lunk: bizalom, profizmus \u00e9s nyugalom. A legnagyobb kincs \u2013 v\u00e1ltoz\u00f3 id\u0151kben is.\u201d<\/p>\n<p class=\"has-text-align-right\"><strong>Dr. Ill\u00e9s Istv\u00e1n, C\u00e9gt\u00e1rs | Partner, Apelso Wealth Management<\/strong><\/p>\n<p><!-- No email blocks found --><\/p>\n<p>The post <a href=\"https:\/\/forbes.hu\/tamogatoi-tartalom\/jon-a-vagyonado-hogyan-keszuljunk-fel-ra-mar-most\/\">J\u00f6n a vagyonad\u00f3 \u2014 hogyan k\u00e9sz\u00fclj\u00fcnk fel r\u00e1 m\u00e1r most?<\/a> appeared first on <a href=\"https:\/\/forbes.hu\/\">Forbes.hu<\/a>.<\/p><div id=\"friss-2350733931\" class=\"friss-etarget-cikk-vege friss-entity-placement\"><script type=\"text\/javascript\" id=\"etargetScript7a9b589f63cb072bef80df221f46a22b\">function etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b(){var e=\"etargetPostload7a9b589f63cb072bef80df221f46a22b\",t=\"etargetScript7a9b589f63cb072bef80df221f46a22b\",o=document.getElementById(e);if(o){for(var n=o.offsetTop,d=o.offsetLeft,r=o.offsetWidth,a=o.offsetHeight;o.offsetParent;)o=o.offsetParent,n+=o.offsetTop,d+=o.offsetLeft;var i=(n<=window.pageYOffset+window.innerHeight&&d<window.pageXOffset+window.innerWidth&&n+a>window.pageYOffset&&d+r>window.pageXOffset);if(i&&etargetAllowOtherCheck){allowed=!1;var c=document.createElement(\"script\");return c.src=\"\/\/hu.search.etargetnet.com\/generic\/uni.php?g=ref:58661,area:700x210\",void(document.getElementById(t)&&document.getElementById(e)&&(document.getElementById(t).parentNode.appendChild(c),document.getElementById(t).parentNode.removeChild(document.getElementById(t)),document.getElementById(e).parentNode.removeChild(document.getElementById(e)),document.removeEventListener(\"scroll\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b),document.removeEventListener(\"resize\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b),document.removeEventListener(\"DOMContentLoaded\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b)))}}}var etargetDivID=\"etargetPostload7a9b589f63cb072bef80df221f46a22b\",etargetScriptID=\"etargetScript7a9b589f63cb072bef80df221f46a22b\",etargetPostloadPoint=document.createElement(\"div\");etargetPostloadPoint.id=etargetDivID;var etargetCurScript=document.getElementById(etargetScriptID);etargetCurScript.parentNode.appendChild(etargetPostloadPoint),document.addEventListener(\"scroll\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b),document.addEventListener(\"resize\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b),document.addEventListener(\"DOMContentLoaded\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b);var etargetAllowOtherCheck=!0;if(typeof(\"forceRunPostload\")==\"string\"){etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b()}<\/script><\/div><div id=\"friss-1478779778\" class=\"friss-after-content friss-entity-placement\"><script type=\"text\/javascript\" id=\"etargetScript7a9b589f63cb072bef80df221f46a22b\">function etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b(){var e=\"etargetPostload7a9b589f63cb072bef80df221f46a22b\",t=\"etargetScript7a9b589f63cb072bef80df221f46a22b\",o=document.getElementById(e);if(o){for(var n=o.offsetTop,d=o.offsetLeft,r=o.offsetWidth,a=o.offsetHeight;o.offsetParent;)o=o.offsetParent,n+=o.offsetTop,d+=o.offsetLeft;var i=(n<=window.pageYOffset+window.innerHeight&&d<window.pageXOffset+window.innerWidth&&n+a>window.pageYOffset&&d+r>window.pageXOffset);if(i&&etargetAllowOtherCheck){allowed=!1;var c=document.createElement(\"script\");return c.src=\"\/\/hu.search.etargetnet.com\/generic\/uni.php?g=ref:58661,area:700x210\",void(document.getElementById(t)&&document.getElementById(e)&&(document.getElementById(t).parentNode.appendChild(c),document.getElementById(t).parentNode.removeChild(document.getElementById(t)),document.getElementById(e).parentNode.removeChild(document.getElementById(e)),document.removeEventListener(\"scroll\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b),document.removeEventListener(\"resize\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b),document.removeEventListener(\"DOMContentLoaded\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b)))}}}var etargetDivID=\"etargetPostload7a9b589f63cb072bef80df221f46a22b\",etargetScriptID=\"etargetScript7a9b589f63cb072bef80df221f46a22b\",etargetPostloadPoint=document.createElement(\"div\");etargetPostloadPoint.id=etargetDivID;var etargetCurScript=document.getElementById(etargetScriptID);etargetCurScript.parentNode.appendChild(etargetPostloadPoint),document.addEventListener(\"scroll\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b),document.addEventListener(\"resize\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b),document.addEventListener(\"DOMContentLoaded\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b);var etargetAllowOtherCheck=!0;if(typeof(\"forceRunPostload\")==\"string\"){etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b()}<\/script><\/div><div id=\"friss-2442156971\" class=\"friss-after-content_2 friss-entity-placement\" style=\"clear: both;\"><div class=\"wprss_ajax\" data-id=\"rss1961877c6c\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/friss-hirek.hu\/wp-content\/plugins\/wp-rss-retriever\/inc\/imgs\/ajax-loader.gif\" alt=\"Loading RSS Feed\" width=\"16\" height=\"16\"><\/div><\/div><br style=\"clear: both; display: block; float: none;\"\/><div id=\"friss-2149451597\" class=\"friss-after-content_3 friss-entity-placement\">https:\/\/www.youtube.com\/watch?v=Pdnw4KiUWp0<\/div>","protected":false},"excerpt":{"rendered":"<p>Ami biztos: Magyarorsz\u00e1gon is bevezetik a vagyonad\u00f3t. Ami val\u00f3sz\u00edn\u0171s\u00edthet\u0151: 1 milli\u00e1rd forint feletti vagyonokra, k\u00f6r\u00fclbel\u00fcl 1%-os kulccsal. A r\u00e9szletek m\u00e9g nem ismertek \u2014 de ez nem ok a t\u00e9tlens\u00e9gre. \u00c9pp ellenkez\u0151leg. Dr. Ill\u00e9s Istv\u00e1n, C\u00e9gt\u00e1rs | Partner, Apelso Wealth Management a Brand Voice-ban. \u201eEur\u00f3p\u00e1ban a k\u00e9t meghat\u00e1roz\u00f3 vagyonad\u00f3-modell a sv\u00e1jci \u00e9s a norv\u00e9g. Sv\u00e1jcban a [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[],"class_list":["post-166878","post","type-post","status-publish","format-standard","hentry","category-uzlet"],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/friss-hirek.hu\/index.php\/wp-json\/wp\/v2\/posts\/166878","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/friss-hirek.hu\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/friss-hirek.hu\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/friss-hirek.hu\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/friss-hirek.hu\/index.php\/wp-json\/wp\/v2\/comments?post=166878"}],"version-history":[{"count":0,"href":"https:\/\/friss-hirek.hu\/index.php\/wp-json\/wp\/v2\/posts\/166878\/revisions"}],"wp:attachment":[{"href":"https:\/\/friss-hirek.hu\/index.php\/wp-json\/wp\/v2\/media?parent=166878"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/friss-hirek.hu\/index.php\/wp-json\/wp\/v2\/categories?post=166878"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/friss-hirek.hu\/index.php\/wp-json\/wp\/v2\/tags?post=166878"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}