{"id":170564,"date":"2026-08-19T07:48:15","date_gmt":"2026-08-19T07:48:15","guid":{"rendered":"https:\/\/friss-hirek.hu\/index.php\/karagich-istvan-rekordosszegben-valtanak-devizara-a-magyarok-az-eros-forintot-hasznaljak-ki\/friss-hirek\/"},"modified":"2026-08-19T07:48:15","modified_gmt":"2026-08-19T07:48:15","slug":"karagich-istvan-rekordosszegben-valtanak-devizara-a-magyarok-az-eros-forintot-hasznaljak-ki","status":"publish","type":"post","link":"https:\/\/friss-hirek.hu\/index.php\/karagich-istvan-rekordosszegben-valtanak-devizara-a-magyarok-az-eros-forintot-hasznaljak-ki\/uzlet\/","title":{"rendered":"Karagich Istv\u00e1n: Rekord\u00f6sszegben v\u00e1ltanak deviz\u00e1ra a magyarok, az er\u0151s forintot haszn\u00e1lj\u00e1k ki"},"content":{"rendered":"<p><strong>Soha nem l\u00e1tott \u00f6sszeggel n\u00f6velt\u00e9k devizabet\u00e9teiket a magyar h\u00e1ztart\u00e1sok a m\u00e1sodik negyed\u00e9vben. A h\u00e1tt\u00e9rben nem egyszer\u0171en a nyaral\u00e1s el\u0151tt eur\u00f3t v\u00e1lt\u00f3 csal\u00e1dok \u00e1llnak: a Blochamps Capital szerint egyre l\u00e1tv\u00e1nyosabb \u00e1trendez\u0151d\u00e9s zajlik a magyar megtakar\u00edt\u00e1sokban.<\/strong><\/p><div id=\"friss-1315885321\" class=\"friss-etarget friss-entity-placement\"><script type=\"text\/javascript\" id=\"etargetScript7a9b589f63cb072bef80df221f46a22b\">function etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b(){var e=\"etargetPostload7a9b589f63cb072bef80df221f46a22b\",t=\"etargetScript7a9b589f63cb072bef80df221f46a22b\",o=document.getElementById(e);if(o){for(var n=o.offsetTop,d=o.offsetLeft,r=o.offsetWidth,a=o.offsetHeight;o.offsetParent;)o=o.offsetParent,n+=o.offsetTop,d+=o.offsetLeft;var i=(n<=window.pageYOffset+window.innerHeight&&d<window.pageXOffset+window.innerWidth&&n+a>window.pageYOffset&&d+r>window.pageXOffset);if(i&&etargetAllowOtherCheck){allowed=!1;var c=document.createElement(\"script\");return c.src=\"\/\/hu.search.etargetnet.com\/generic\/uni.php?g=ref:58661,area:700x210\",void(document.getElementById(t)&&document.getElementById(e)&&(document.getElementById(t).parentNode.appendChild(c),document.getElementById(t).parentNode.removeChild(document.getElementById(t)),document.getElementById(e).parentNode.removeChild(document.getElementById(e)),document.removeEventListener(\"scroll\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b),document.removeEventListener(\"resize\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b),document.removeEventListener(\"DOMContentLoaded\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b)))}}}var etargetDivID=\"etargetPostload7a9b589f63cb072bef80df221f46a22b\",etargetScriptID=\"etargetScript7a9b589f63cb072bef80df221f46a22b\",etargetPostloadPoint=document.createElement(\"div\");etargetPostloadPoint.id=etargetDivID;var etargetCurScript=document.getElementById(etargetScriptID);etargetCurScript.parentNode.appendChild(etargetPostloadPoint),document.addEventListener(\"scroll\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b),document.addEventListener(\"resize\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b),document.addEventListener(\"DOMContentLoaded\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b);var etargetAllowOtherCheck=!0;if(typeof(\"forceRunPostload\")==\"string\"){etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b()}<\/script><\/div>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n<div class=\"related-post-links\">\n<p>\t\t<span class=\"related-post-links__title minititle\">T\u00f6bb ebb\u0151l<\/span><\/p>\n<div class=\"related-post-links__link-wrapper\">\n\t\t\t\t<a href=\"https:\/\/www.forbes.hu\/penz\/karagich-a-vagyonadorol-az-egymilliard-forintos-ertekhatar-tobb-tizezer-kkv-t-sodorna-veszelybe\/\" class=\"related-post-links__link\">Karagich a vagyonad\u00f3r\u00f3l: Az egymilli\u00e1rd forintos \u00e9rt\u00e9khat\u00e1r t\u00f6bb t\u00edzezer kkv-t sodorna vesz\u00e9lybe<\/a>\n\t\t\t<\/div>\n<\/div>\n<p><strong>Mi t\u00f6rt\u00e9nt?<\/strong>\u00a0Az MNB p\u00e9nz\u00fcgyi sz\u00e1ml\u00e1i alapj\u00e1n h\u00e1rom h\u00f3nap alatt k\u00f6zel\u00a0483 milli\u00e1rd forintnyi \u00faj p\u00e9nz ker\u00fclt a hazai bankokn\u00e1l vezetett devizabet\u00e9tekbe. J\u00fanius v\u00e9g\u00e9re ezek \u00e1llom\u00e1nya 2714 milli\u00e1rd forintos t\u00f6rt\u00e9nelmi cs\u00facsra emelkedett \u2013 err\u0151l a Blochamps Capital Forbes.hu-nak megk\u00fcld\u00f6tt k\u00f6zlem\u00e9ny\u00e9ben olvashatunk.<\/p>\n<p>A sz\u00e1mok az\u00e9rt k\u00fcl\u00f6n\u00f6sen \u00e9rdekesek, mert mindez er\u0151s forint mellett t\u00f6rt\u00e9nt. Az \u00e1rfolyamv\u00e1ltoz\u00e1s k\u00f6zel 200 milli\u00e1rd forinttal cs\u00f6kkentette a megl\u00e9v\u0151 devizabet\u00e9tek forintban kimutatott \u00e9rt\u00e9k\u00e9t.<\/p>\n<p>Vagyis mik\u00f6zben a statisztik\u00e1kban az er\u0151s forint lefel\u00e9 h\u00fazta a devizavagyon \u00e9rt\u00e9k\u00e9t, a megtakar\u00edt\u00f3k rekord\u00f6sszeg\u0171 \u00faj p\u00e9nzt tettek deviz\u00e1ba.<\/p>\n<p><strong>Mit jelent ez?<\/strong>\u00a0A Blochamps \u00e9rtelmez\u00e9se szerint a megtakar\u00edt\u00f3k egy r\u00e9sze m\u00e1r nem egyszer\u0171en \u00f6r\u00fcl az er\u0151s forintnak, hanem\u00a0kedvez\u0151 besz\u00e1ll\u00e1si pontk\u00e9nt tekint a jelenlegi \u00e1rfolyamokra. Karagich Istv\u00e1n, a Blochamps Capital \u00fcgyvezet\u0151je szerint<\/p>\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>ritk\u00e1n l\u00e1that\u00f3 ennyire tiszt\u00e1n, hogy az er\u0151s\u00f6d\u0151 hazai deviza \u00e9ppen a devizakitetts\u00e9g n\u00f6vel\u00e9s\u00e9re \u00f6szt\u00f6nzi a befektet\u0151ket.<\/p>\n<\/blockquote>\n<p>A folyamat j\u00f3val t\u00falmutat a devizabet\u00e9teken. A m\u00e1sodik negyed\u00e9vben a h\u00e1ztart\u00e1sok\u00a0328 milli\u00e1rd forint\u00e9rt v\u00e1s\u00e1roltak deviz\u00e1ban denomin\u00e1lt befektet\u00e9si jegyeket. Ennek hat\u00e1s\u00e1t szint\u00e9n nagyr\u00e9szt elfedte a forint er\u0151s\u00f6d\u00e9se: az \u00e1t\u00e9rt\u00e9kel\u0151d\u00e9s mintegy 257 milli\u00e1rd forinttal cs\u00f6kkentette ezek forintban sz\u00e1m\u00edtott \u00e1llom\u00e1ny\u00e1t.<\/p>\n<p><strong>Kik mozgatj\u00e1k a p\u00e9nzt?<\/strong>\u00a0A Blochamps szerint ekkora \u00f6sszeget m\u00e1r nem lehet a ny\u00e1ri utaz\u00e1sokra k\u00e9sz\u00fcl\u0151 h\u00e1ztart\u00e1sok devizav\u00e1s\u00e1rl\u00e1s\u00e1val megmagyar\u00e1zni. Meghat\u00e1roz\u00f3 szerep\u00fck lehet a vagyonos \u00e9s priv\u00e1tbanki \u00fcgyfeleknek.<\/p>\n<p>A magyar p\u00e9nz\u00fcgyi vagyon ugyanis er\u0151sen koncentr\u00e1lt: a h\u00e1ztart\u00e1sok leggazdagabb t\u00edz sz\u00e1zal\u00e9ka birtokolja a teljes p\u00e9nz\u00fcgyi eszk\u00f6z\u00e1llom\u00e1ny 68 sz\u00e1zal\u00e9k\u00e1t, valamint a r\u00e9szv\u00e9nyek \u00e9s v\u00e1llalati r\u00e9szesed\u00e9sek 92 sz\u00e1zal\u00e9k\u00e1t. \u00cdgy egy viszonylag sz\u0171k r\u00e9teg portf\u00f3li\u00f3d\u00f6nt\u00e9sei sz\u00e1zmilli\u00e1rdos mozg\u00e1sokat eredm\u00e9nyezhetnek.<\/p>\n<p>K\u00f6zben elt\u0171nt t\u00f6bb sz\u00e1zmilli\u00e1rd a k\u00fclf\u00f6ldi banksz\u00e1ml\u00e1kr\u00f3l.\u00a0A k\u00fclf\u00f6ld\u00f6n tartott bankbet\u00e9tek \u00e1llom\u00e1nya egyetlen negyed\u00e9v alatt 2536 milli\u00e1rdr\u00f3l 1889 milli\u00e1rd forintra esett. Ebb\u0151l 205 milli\u00e1rdot az \u00e1rfolyamv\u00e1ltoz\u00e1s magyar\u00e1z,\u00a0442 milli\u00e1rd forint viszont t\u00e9nylegesen elhagyta ezeket a bet\u00e9teket.<\/p>\n<p>Ez azonban nem felt\u00e9tlen\u00fcl jelenti azt, hogy a magyarok hazahozt\u00e1k \u00e9s forintra v\u00e1ltott\u00e1k a p\u00e9nz\u00fcket. Ugyanekkor sz\u00e1zmilli\u00e1rdok \u00e1ramlottak hazai devizabet\u00e9tekbe \u00e9s deviz\u00e1s befektet\u00e9si alapokba, mik\u00f6zben k\u00fclf\u00f6ldi befektet\u00e9si jegyekbe is 168,5 milli\u00e1rd forintnyi friss h\u00e1ztart\u00e1si p\u00e9nz ker\u00fclt. A k\u00f6zlem\u00e9ny szerint az sem z\u00e1rhat\u00f3 ki, hogy a k\u00fclf\u00f6ldi sz\u00e1ml\u00e1kr\u00f3l kivont vagyon egy r\u00e9sze ingatlanbefektet\u00e9sekbe ker\u00fclt.<\/p>\n<p>A Blochamps r\u00e1mutat, hogy a folyamat nem most kezd\u0151d\u00f6tt. A magyar h\u00e1ztart\u00e1sok k\u00fclf\u00f6ldi befektet\u00e9si jegyekben tartott vagyona h\u00e1rom \u00e9v alatt\u00a01485 milli\u00e1rdr\u00f3l 3319 milli\u00e1rd forintra n\u0151tt, ami 124 sz\u00e1zal\u00e9kos emelked\u00e9s. A k\u00fclf\u00f6ldi v\u00e1llalatokban tartott r\u00e9szv\u00e9nyek \u00e9s r\u00e9szesed\u00e9sek \u00e1llom\u00e1nya ugyanekkor 4,1 ezermilli\u00e1rdr\u00f3l 5,4 ezermilli\u00e1rd forintra emelkedett.<\/p>\n<p><strong>Mi\u00e9rt fontos ez?<\/strong>\u00a0A Blochamps szerint struktur\u00e1lis v\u00e1ltoz\u00e1s zajlik a hazai megtakar\u00edt\u00e1sokban. A nagyobb vagyonnal rendelkez\u0151k m\u00e1r nem kiz\u00e1r\u00f3lag forintbet\u00e9tben \u00e9s magyar \u00e1llampap\u00edrban gondolkodnak, hanem egyre term\u00e9szetesebben osztj\u00e1k meg vagyonukat k\u00fcl\u00f6nb\u00f6z\u0151 deviz\u00e1k, orsz\u00e1gok \u00e9s eszk\u00f6zt\u00edpusok k\u00f6z\u00f6tt.<\/p>\n<p>Az er\u0151s forint pedig \u00e9ppen ezt a diverzifik\u00e1ci\u00f3t k\u00f6nny\u00edtheti meg: kedvez\u0151bb \u00e1rfolyamon lehet cs\u00f6kkenteni a kiz\u00e1r\u00f3lag magyar deviz\u00e1hoz \u00e9s gazdas\u00e1gi k\u00f6rnyezethez k\u00f6t\u0151d\u0151 kock\u00e1zatokat. A friss sz\u00e1mok alapj\u00e1n r\u00e1ad\u00e1sul ez a gondolkod\u00e1sm\u00f3d a Blochamps szerint m\u00e1r\u00a0nem kiz\u00e1r\u00f3lag a leggazdagabb magyarokra jellemz\u0151.<\/p>\n<p><!-- No email blocks found --><\/p>\n<p>The post <a href=\"https:\/\/www.forbes.hu\/penz\/forint-deviza-megtakaritas-haztartasok-befektetes-blochamps-capital\/\">Karagich Istv\u00e1n: Rekord\u00f6sszegben v\u00e1ltanak deviz\u00e1ra a magyarok, az er\u0151s forintot haszn\u00e1lj\u00e1k ki<\/a> appeared first on <a href=\"https:\/\/www.forbes.hu\/\">Forbes.hu<\/a>.<\/p><div id=\"friss-4037473056\" class=\"friss-etarget-cikk-vege friss-entity-placement\"><script type=\"text\/javascript\" id=\"etargetScript7a9b589f63cb072bef80df221f46a22b\">function etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b(){var e=\"etargetPostload7a9b589f63cb072bef80df221f46a22b\",t=\"etargetScript7a9b589f63cb072bef80df221f46a22b\",o=document.getElementById(e);if(o){for(var 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id=\"friss-4255142871\" class=\"friss-after-content_3 friss-entity-placement\">https:\/\/www.youtube.com\/watch?v=Pdnw4KiUWp0<\/div>","protected":false},"excerpt":{"rendered":"<p>Soha nem l\u00e1tott \u00f6sszeggel n\u00f6velt\u00e9k devizabet\u00e9teiket a magyar h\u00e1ztart\u00e1sok a m\u00e1sodik negyed\u00e9vben. A h\u00e1tt\u00e9rben nem egyszer\u0171en a nyaral\u00e1s el\u0151tt eur\u00f3t v\u00e1lt\u00f3 csal\u00e1dok \u00e1llnak: a Blochamps Capital szerint egyre l\u00e1tv\u00e1nyosabb \u00e1trendez\u0151d\u00e9s zajlik a magyar megtakar\u00edt\u00e1sokban. T\u00f6bb ebb\u0151l Karagich a vagyonad\u00f3r\u00f3l: Az egymilli\u00e1rd forintos \u00e9rt\u00e9khat\u00e1r t\u00f6bb t\u00edzezer kkv-t sodorna vesz\u00e9lybe Mi t\u00f6rt\u00e9nt?\u00a0Az MNB p\u00e9nz\u00fcgyi sz\u00e1ml\u00e1i alapj\u00e1n h\u00e1rom [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[],"class_list":["post-170564","post","type-post","status-publish","format-standard","hentry","category-uzlet"],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/friss-hirek.hu\/index.php\/wp-json\/wp\/v2\/posts\/170564","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/friss-hirek.hu\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/friss-hirek.hu\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/friss-hirek.hu\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/friss-hirek.hu\/index.php\/wp-json\/wp\/v2\/comments?post=170564"}],"version-history":[{"count":0,"href":"https:\/\/friss-hirek.hu\/index.php\/wp-json\/wp\/v2\/posts\/170564\/revisions"}],"wp:attachment":[{"href":"https:\/\/friss-hirek.hu\/index.php\/wp-json\/wp\/v2\/media?parent=170564"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/friss-hirek.hu\/index.php\/wp-json\/wp\/v2\/categories?post=170564"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/friss-hirek.hu\/index.php\/wp-json\/wp\/v2\/tags?post=170564"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}