{"id":171806,"date":"2026-09-18T14:03:05","date_gmt":"2026-09-18T14:03:05","guid":{"rendered":"https:\/\/friss-hirek.hu\/index.php\/a-kormany-megszuntette-volna-de-bizonytalan-ideig-megis-marad-ez-a-konstrukcio\/friss-hirek\/"},"modified":"2026-09-18T14:03:05","modified_gmt":"2026-09-18T14:03:05","slug":"a-kormany-megszuntette-volna-de-bizonytalan-ideig-megis-marad-ez-a-konstrukcio","status":"publish","type":"post","link":"https:\/\/friss-hirek.hu\/index.php\/a-kormany-megszuntette-volna-de-bizonytalan-ideig-megis-marad-ez-a-konstrukcio\/uzlet\/","title":{"rendered":"A korm\u00e1ny megsz\u00fcntette volna, de bizonytalan ideig m\u00e9gis marad ez a konstrukci\u00f3"},"content":{"rendered":"<p><strong>Mostan\u00e1ig nem siker\u00fclt olyan megold\u00e1sban megegyezni a hitelint\u00e9zetekkel, ami kell\u0151 garancia lenne arra, hogy a kivezet\u00e9s ne okozzon jelent\u0151s tehern\u00f6veked\u00e9st az \u00fcgyfeleknek.<\/strong><\/p><div id=\"friss-3473164180\" class=\"friss-etarget friss-entity-placement\"><script type=\"text\/javascript\" id=\"etargetScript7a9b589f63cb072bef80df221f46a22b\">function etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b(){var e=\"etargetPostload7a9b589f63cb072bef80df221f46a22b\",t=\"etargetScript7a9b589f63cb072bef80df221f46a22b\",o=document.getElementById(e);if(o){for(var n=o.offsetTop,d=o.offsetLeft,r=o.offsetWidth,a=o.offsetHeight;o.offsetParent;)o=o.offsetParent,n+=o.offsetTop,d+=o.offsetLeft;var i=(n<=window.pageYOffset+window.innerHeight&&d<window.pageXOffset+window.innerWidth&&n+a>window.pageYOffset&&d+r>window.pageXOffset);if(i&&etargetAllowOtherCheck){allowed=!1;var c=document.createElement(\"script\");return c.src=\"\/\/hu.search.etargetnet.com\/generic\/uni.php?g=ref:58661,area:700x210\",void(document.getElementById(t)&&document.getElementById(e)&&(document.getElementById(t).parentNode.appendChild(c),document.getElementById(t).parentNode.removeChild(document.getElementById(t)),document.getElementById(e).parentNode.removeChild(document.getElementById(e)),document.removeEventListener(\"scroll\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b),document.removeEventListener(\"resize\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b),document.removeEventListener(\"DOMContentLoaded\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b)))}}}var etargetDivID=\"etargetPostload7a9b589f63cb072bef80df221f46a22b\",etargetScriptID=\"etargetScript7a9b589f63cb072bef80df221f46a22b\",etargetPostloadPoint=document.createElement(\"div\");etargetPostloadPoint.id=etargetDivID;var etargetCurScript=document.getElementById(etargetScriptID);etargetCurScript.parentNode.appendChild(etargetPostloadPoint),document.addEventListener(\"scroll\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b),document.addEventListener(\"resize\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b),document.addEventListener(\"DOMContentLoaded\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b);var etargetAllowOtherCheck=!0;if(typeof(\"forceRunPostload\")==\"string\"){etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b()}<\/script><\/div>\n<p><strong>Mi t\u00f6rt\u00e9nt? <\/strong>A korm\u00e1ny t\u00f6bb k\u00f6rben egyeztetett a Magyar Banksz\u00f6vets\u00e9g k\u00e9pvisel\u0151ivel a kamatstop esetleges kivezet\u00e9s\u00e9r\u0151l. Mostan\u00e1ig nem siker\u00fclt olyan megold\u00e1sban megegyezni a hitelint\u00e9zetekkel, ami kell\u0151 garancia lenne arra, hogy a kivezet\u00e9s ne okozzon jelent\u0151s tehern\u00f6veked\u00e9st az \u00fcgyfeleknek. A meg\u00e1llapod\u00e1s hi\u00e1ny\u00e1ban a kamatstop egyel\u0151re fennmarad, v\u00e1ltozatlan felt\u00e9telek mellett \u2013 sz\u00e1molt be az MTI Boda Nikoletta, a P\u00e9nz\u00fcgyminiszt\u00e9rium parlamenti \u00e1llamtitk\u00e1r\u00e1nak a v\u00e1lasz\u00e1r\u00f3l. <a href=\"https:\/\/www.portfolio.hu\/bank\/20260917\/eldolt-a-kamatstop-sorsa-elfelejthetjuk-a-szeptember-30-ai-kivezetest-863422\">A Portfolio<\/a> piaci forr\u00e1sai pozit\u00edvnak tal\u00e1lt\u00e1k, hogy a korm\u00e1ny a bankokkal is egyeztetett a k\u00e9rd\u00e9sr\u0151l, \u00e9s a vel\u00fck val\u00f3 meg\u00e1llapod\u00e1shoz k\u00f6t\u00f6tte a kamatstop kivezet\u00e9s\u00e9t.<\/p>\n<p><strong>Kontextus. <\/strong>A 2025 v\u00e9gi adatok szerint egy\u00e9bk\u00e9nt 216 ezer jelz\u00e1loghitel-szerz\u0151d\u00e9s tartozott a kamatstop hat\u00e1lya al\u00e1, ami a jelz\u00e1loghitel-szerz\u0151d\u00e9sek 26%-\u00e1t jelenti. Mivel t\u00f6bbs\u00e9g\u00e9ben r\u00e9gi szerz\u0151d\u00e9sekr\u0151l van sz\u00f3, az \u00e1tlagos tartoz\u00e1s mind\u00f6ssze 3,9 milli\u00f3 forint, \u00edgy a 848 milli\u00e1rd forintos \u00e9rintett hitel\u00e1llom\u00e1ny a jel\u00e1loghitel-taroz\u00e1sok mind\u00f6ssze 11%-\u00e1t k\u00e9pviseli. A jegybank sz\u00e1m\u00edt\u00e1sa szerint 2025 v\u00e9g\u00e9ig m\u00e1r 440 milli\u00e1rd forintj\u00e1ba ker\u00fclt a szektornak az int\u00e9zked\u00e9s, teh\u00e1t az idei \u00e1t\u00e9rt\u00e9kel\u0151d\u00e9si vesztes\u00e9ggel egy\u00fctt 500 milli\u00e1rd forint felett j\u00e1rhat m\u00e1r a sz\u00e1mla.\u00a0<\/p>\n<p><strong>K\u00e9t \u00e1ll\u00e1spont \u00fctk\u00f6z\u00f6tt.<\/strong> Mint a Porfolio \u00edrja:<\/p>\n<ul class=\"wp-block-list\">\n<li>a <strong>bankok \u00e1ll\u00e1spontja<\/strong> az volt, hogy egy olyan fix j\u00f6v\u0151beni napon (pl. 2027. febru\u00e1r 1-j\u00e9n) sz\u0171nj\u00f6n meg a kamatstop, amely kell\u0151 felk\u00e9sz\u00fcl\u00e9si id\u0151t hagy nekik az \u00faj t\u00f6rleszt\u0151r\u00e9szletr\u0151l sz\u00f3l\u00f3 \u00fcgyf\u00e9lkommunik\u00e1ci\u00f3 \u00e9s az informatikai \u00e1t\u00e1ll\u00e1s sz\u00e1m\u00e1ra, \u00e9s egy j\u00f3l meghat\u00e1rozott, r\u00e1szorul\u00f3nak tekinthet\u0151 s\u00e9r\u00fcl\u00e9keny csoport sz\u00e1m\u00e1ra dolgozzanak ki piaci alapon valamilyen ad\u00f3sk\u00f6nny\u00edt\u0151 megold\u00e1st.<\/li>\n<li>a <strong>korm\u00e1ny \u00e1ll\u00e1spontja<\/strong> forr\u00e1saink szerint ezzel szemben ink\u00e1bb az volt, hogy szeptember 30-\u00e1t k\u00f6vet\u0151en eg\u00e9szen addig maradjon fenn a kamatstop mind a t\u00f6bb mint 200 ezer \u00e9rintett sz\u00e1m\u00e1ra, am\u00edg a referenciakamatok egy bizonyos, a jelenlegin\u00e9l alacsonyabb szintet el nem \u00e9rnek (a BUBOR jelenleg 5,5% k\u00f6r\u00fcl mozog). A bankok sz\u00e1m\u00e1ra ez az\u00e9rt nem volt elfogadhat\u00f3, mert egy bizonytalan j\u00f6v\u0151beni esem\u00e9ny bek\u00f6vetkez\u00e9s\u00e9hez k\u00f6t\u00f6tte volna az int\u00e9zked\u00e9s kivezet\u00e9s\u00e9t.<\/li>\n<\/ul>\n<p><strong>Mi k\u00f6vetkezik ebb\u0151l?<\/strong> Mivel nem \u00e9rtek \u00f6ssze az elk\u00e9pzel\u00e9sek, a szeptember 30-ai hat\u00e1rid\u0151 el\u00faszott, \u00e9s egyel\u0151re marad a kamatstop jelenleg \u00e9rv\u00e9nyes szab\u00e1lyoz\u00e1sa.<\/p>\n<p><!-- No email blocks found --><\/p>\n<p>The post <a href=\"https:\/\/www.forbes.hu\/penz\/a-kormany-megszuntette-volna-de-bizonytalan-ideig-megis-marad-ez-a-konstrukcio\/\">A korm\u00e1ny megsz\u00fcntette volna, de bizonytalan ideig m\u00e9gis marad ez a konstrukci\u00f3<\/a> appeared first on <a href=\"https:\/\/www.forbes.hu\/\">Forbes.hu<\/a>.<\/p><div id=\"friss-2454287518\" class=\"friss-etarget-cikk-vege friss-entity-placement\"><script type=\"text\/javascript\" id=\"etargetScript7a9b589f63cb072bef80df221f46a22b\">function etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b(){var e=\"etargetPostload7a9b589f63cb072bef80df221f46a22b\",t=\"etargetScript7a9b589f63cb072bef80df221f46a22b\",o=document.getElementById(e);if(o){for(var n=o.offsetTop,d=o.offsetLeft,r=o.offsetWidth,a=o.offsetHeight;o.offsetParent;)o=o.offsetParent,n+=o.offsetTop,d+=o.offsetLeft;var i=(n<=window.pageYOffset+window.innerHeight&&d<window.pageXOffset+window.innerWidth&&n+a>window.pageYOffset&&d+r>window.pageXOffset);if(i&&etargetAllowOtherCheck){allowed=!1;var c=document.createElement(\"script\");return c.src=\"\/\/hu.search.etargetnet.com\/generic\/uni.php?g=ref:58661,area:700x210\",void(document.getElementById(t)&&document.getElementById(e)&&(document.getElementById(t).parentNode.appendChild(c),document.getElementById(t).parentNode.removeChild(document.getElementById(t)),document.getElementById(e).parentNode.removeChild(document.getElementById(e)),document.removeEventListener(\"scroll\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b),document.removeEventListener(\"resize\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b),document.removeEventListener(\"DOMContentLoaded\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b)))}}}var etargetDivID=\"etargetPostload7a9b589f63cb072bef80df221f46a22b\",etargetScriptID=\"etargetScript7a9b589f63cb072bef80df221f46a22b\",etargetPostloadPoint=document.createElement(\"div\");etargetPostloadPoint.id=etargetDivID;var etargetCurScript=document.getElementById(etargetScriptID);etargetCurScript.parentNode.appendChild(etargetPostloadPoint),document.addEventListener(\"scroll\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b),document.addEventListener(\"resize\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b),document.addEventListener(\"DOMContentLoaded\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b);var etargetAllowOtherCheck=!0;if(typeof(\"forceRunPostload\")==\"string\"){etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b()}<\/script><\/div><div id=\"friss-3313489861\" class=\"friss-after-content friss-entity-placement\"><script type=\"text\/javascript\" id=\"etargetScript7a9b589f63cb072bef80df221f46a22b\">function etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b(){var e=\"etargetPostload7a9b589f63cb072bef80df221f46a22b\",t=\"etargetScript7a9b589f63cb072bef80df221f46a22b\",o=document.getElementById(e);if(o){for(var n=o.offsetTop,d=o.offsetLeft,r=o.offsetWidth,a=o.offsetHeight;o.offsetParent;)o=o.offsetParent,n+=o.offsetTop,d+=o.offsetLeft;var i=(n<=window.pageYOffset+window.innerHeight&&d<window.pageXOffset+window.innerWidth&&n+a>window.pageYOffset&&d+r>window.pageXOffset);if(i&&etargetAllowOtherCheck){allowed=!1;var c=document.createElement(\"script\");return c.src=\"\/\/hu.search.etargetnet.com\/generic\/uni.php?g=ref:58661,area:700x210\",void(document.getElementById(t)&&document.getElementById(e)&&(document.getElementById(t).parentNode.appendChild(c),document.getElementById(t).parentNode.removeChild(document.getElementById(t)),document.getElementById(e).parentNode.removeChild(document.getElementById(e)),document.removeEventListener(\"scroll\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b),document.removeEventListener(\"resize\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b),document.removeEventListener(\"DOMContentLoaded\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b)))}}}var etargetDivID=\"etargetPostload7a9b589f63cb072bef80df221f46a22b\",etargetScriptID=\"etargetScript7a9b589f63cb072bef80df221f46a22b\",etargetPostloadPoint=document.createElement(\"div\");etargetPostloadPoint.id=etargetDivID;var etargetCurScript=document.getElementById(etargetScriptID);etargetCurScript.parentNode.appendChild(etargetPostloadPoint),document.addEventListener(\"scroll\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b),document.addEventListener(\"resize\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b),document.addEventListener(\"DOMContentLoaded\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b);var etargetAllowOtherCheck=!0;if(typeof(\"forceRunPostload\")==\"string\"){etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b()}<\/script><\/div><div id=\"friss-3262622395\" class=\"friss-after-content_2 friss-entity-placement\" style=\"clear: both;\"><div class=\"wprss_ajax\" data-id=\"rss06ab702de2\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/friss-hirek.hu\/wp-content\/plugins\/wp-rss-retriever\/inc\/imgs\/ajax-loader.gif\" alt=\"Loading RSS Feed\" width=\"16\" height=\"16\"><\/div><\/div><br style=\"clear: both; display: block; float: none;\"\/><div id=\"friss-230070479\" class=\"friss-after-content_3 friss-entity-placement\">https:\/\/www.youtube.com\/watch?v=Pdnw4KiUWp0<\/div>","protected":false},"excerpt":{"rendered":"<p>Mostan\u00e1ig nem siker\u00fclt olyan megold\u00e1sban megegyezni a hitelint\u00e9zetekkel, ami kell\u0151 garancia lenne arra, hogy a kivezet\u00e9s ne okozzon jelent\u0151s tehern\u00f6veked\u00e9st az \u00fcgyfeleknek. Mi t\u00f6rt\u00e9nt? A korm\u00e1ny t\u00f6bb k\u00f6rben egyeztetett a Magyar Banksz\u00f6vets\u00e9g k\u00e9pvisel\u0151ivel a kamatstop esetleges kivezet\u00e9s\u00e9r\u0151l. Mostan\u00e1ig nem siker\u00fclt olyan megold\u00e1sban megegyezni a hitelint\u00e9zetekkel, ami kell\u0151 garancia lenne arra, hogy a kivezet\u00e9s ne okozzon [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[],"class_list":["post-171806","post","type-post","status-publish","format-standard","hentry","category-uzlet"],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/friss-hirek.hu\/index.php\/wp-json\/wp\/v2\/posts\/171806","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/friss-hirek.hu\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/friss-hirek.hu\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/friss-hirek.hu\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/friss-hirek.hu\/index.php\/wp-json\/wp\/v2\/comments?post=171806"}],"version-history":[{"count":0,"href":"https:\/\/friss-hirek.hu\/index.php\/wp-json\/wp\/v2\/posts\/171806\/revisions"}],"wp:attachment":[{"href":"https:\/\/friss-hirek.hu\/index.php\/wp-json\/wp\/v2\/media?parent=171806"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/friss-hirek.hu\/index.php\/wp-json\/wp\/v2\/categories?post=171806"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/friss-hirek.hu\/index.php\/wp-json\/wp\/v2\/tags?post=171806"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}