{"id":173453,"date":"2026-10-27T14:09:04","date_gmt":"2026-10-27T14:09:04","guid":{"rendered":"https:\/\/friss-hirek.hu\/index.php\/brokercegbol-megtakaritasi-partner-az-xtb-a-hosszu-tavu-befektetokre-epit\/friss-hirek\/"},"modified":"2026-10-27T14:09:04","modified_gmt":"2026-10-27T14:09:04","slug":"brokercegbol-megtakaritasi-partner-az-xtb-a-hosszu-tavu-befektetokre-epit","status":"publish","type":"post","link":"https:\/\/friss-hirek.hu\/index.php\/brokercegbol-megtakaritasi-partner-az-xtb-a-hosszu-tavu-befektetokre-epit\/uzlet\/","title":{"rendered":"Br\u00f3kerc\u00e9gb\u0151l megtakar\u00edt\u00e1si partner: az XTB a hossz\u00fa t\u00e1v\u00fa befektet\u0151kre \u00e9p\u00edt"},"content":{"rendered":"<p><strong>A glob\u00e1lis p\u00e9nz\u00fcgyi szektorban zajl\u00f3 digitaliz\u00e1ci\u00f3 hat\u00e1s\u00e1ra a lakoss\u00e1gi befektet\u00e9si szok\u00e1sok is gy\u00f6keresen \u00e1talakulnak. Mindez igaz az <\/strong><a href=\"https:\/\/www.xtb.com\/hu\"><strong>XTB<\/strong><\/a><strong>-re is, amely akt\u00edv keresked\u0151i platformb\u00f3l fejl\u0151d\u00f6tt a vars\u00f3i t\u0151zsd\u00e9n jelenl\u00e9v\u0151 digit\u00e1lis befektet\u00e9si szolg\u00e1ltat\u00f3v\u00e1. A v\u00e1llalat a magyar piacon a <\/strong><a href=\"https:\/\/www.xtb.com\/hu\/tbsz\"><strong>Tart\u00f3s Befektet\u00e9si Sz\u00e1mla<\/strong><\/a><strong> (TBSZ) elind\u00edt\u00e1s\u00e1val k\u00edv\u00e1nja megszil\u00e1rd\u00edtani poz\u00edci\u00f3j\u00e1t a hossz\u00fa t\u00e1v\u00fa \u00f6ngondoskod\u00e1sban.<\/strong><\/p><div id=\"friss-3313536456\" class=\"friss-etarget friss-entity-placement\"><script type=\"text\/javascript\" id=\"etargetScript7a9b589f63cb072bef80df221f46a22b\">function etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b(){var e=\"etargetPostload7a9b589f63cb072bef80df221f46a22b\",t=\"etargetScript7a9b589f63cb072bef80df221f46a22b\",o=document.getElementById(e);if(o){for(var n=o.offsetTop,d=o.offsetLeft,r=o.offsetWidth,a=o.offsetHeight;o.offsetParent;)o=o.offsetParent,n+=o.offsetTop,d+=o.offsetLeft;var i=(n<=window.pageYOffset+window.innerHeight&&d<window.pageXOffset+window.innerWidth&&n+a>window.pageYOffset&&d+r>window.pageXOffset);if(i&&etargetAllowOtherCheck){allowed=!1;var c=document.createElement(\"script\");return c.src=\"\/\/hu.search.etargetnet.com\/generic\/uni.php?g=ref:58661,area:700x210\",void(document.getElementById(t)&&document.getElementById(e)&&(document.getElementById(t).parentNode.appendChild(c),document.getElementById(t).parentNode.removeChild(document.getElementById(t)),document.getElementById(e).parentNode.removeChild(document.getElementById(e)),document.removeEventListener(\"scroll\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b),document.removeEventListener(\"resize\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b),document.removeEventListener(\"DOMContentLoaded\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b)))}}}var etargetDivID=\"etargetPostload7a9b589f63cb072bef80df221f46a22b\",etargetScriptID=\"etargetScript7a9b589f63cb072bef80df221f46a22b\",etargetPostloadPoint=document.createElement(\"div\");etargetPostloadPoint.id=etargetDivID;var etargetCurScript=document.getElementById(etargetScriptID);etargetCurScript.parentNode.appendChild(etargetPostloadPoint),document.addEventListener(\"scroll\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b),document.addEventListener(\"resize\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b),document.addEventListener(\"DOMContentLoaded\",etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b);var etargetAllowOtherCheck=!0;if(typeof(\"forceRunPostload\")==\"string\"){etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b()}<\/script><\/div>\n<h2 class=\"wp-block-heading\">Glob\u00e1lis jelenl\u00e9t, helyi ig\u00e9nyekre szabva<br \/><\/h2>\n<p>Az XTB fejl\u0151d\u00e9si \u00edve j\u00f3l t\u00fckr\u00f6zi a lakoss\u00e1gi ig\u00e9nyek v\u00e1ltoz\u00e1s\u00e1t. B\u00e1r a c\u00e9g gy\u00f6kerei a keresked\u00e9shez kapcsol\u00f3dnak, strat\u00e9gi\u00e1ja ma m\u00e1r a befektet\u00e9sek sz\u00e9lesebb k\u00f6r\u00e9re \u2013 t\u00f6bbek k\u00f6z\u00f6tt r\u00e9szv\u00e9nyekre, ETF-ekre \u00e9s kamatoz\u00f3 megtakar\u00edt\u00e1si lehet\u0151s\u00e9gekre \u2013 \u00f6sszpontos\u00edt.<\/p>\n<p>F\u0151 c\u00e9ljuk egyszer\u0171: glob\u00e1lis, alacsony k\u00f6lts\u00e9g\u0171, befektet\u00e9si alkalmaz\u00e1ssal kiszolg\u00e1lni a helyi vagyongyarap\u00edt\u00e1si ig\u00e9nyeket. Ut\u00f3bbi r\u00e9szek\u00e9nt Magyarorsz\u00e1gon szeptember v\u00e9ge \u00f3ta az XTB k\u00edn\u00e1lat\u00e1ban is el\u00e9rhet\u0151 a Tart\u00f3s Befektet\u00e9si Sz\u00e1mla (TBSZ), \u00edgy a befektet\u0151k egy befektet\u00e9si alkalmaz\u00e1son kereszt\u00fcl is \u00e9lhetnek a konstrukci\u00f3 hossz\u00fa t\u00e1v\u00fa el\u0151nyeivel.<\/p>\n<h2 class=\"wp-block-heading\">Piaci dinamika \u00e9s szezonalit\u00e1s<\/h2>\n<p>Az XTB az\u00e9rt id\u0151z\u00edtette \u00e9v v\u00e9g\u00e9re a TBSZ indul\u00e1s\u00e1t, mert a legintenz\u00edvebb id\u0151szak hagyom\u00e1nyosan a november \u00e9s december. <\/p>\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u201eId\u00e9n a k\u00f6zel-keleti geopolitikai helyzet miatt volt rendk\u00edv\u00fcl mozgalmas a t\u0151zsde, el\u0151tte az arany\u00e1r tet\u0151z\u00f6tt. <\/p>\n<\/blockquote>\n<p>Mindkett\u0151 megmozgatta a megl\u00e9v\u0151 \u00fcgyfelek aktivit\u00e1s\u00e1t, \u00e9s \u00fajakat is hozott sz\u00e1munkra, k\u00f6z\u00f6tt\u00fck sok fiatalt\u201d \u2013 mondta Vladim\u00edr Holovka az XTB magyar, cseh \u00e9s szlov\u00e1k piacok\u00e9rt felel\u0151s r\u00e9gi\u00f3s vezet\u0151je, aki hozz\u00e1tette: term\u00e9szetesen a r\u00e9szv\u00e9nykeresked\u00e9s nem val\u00f3 mindenkinek, az jelent\u0151s kock\u00e1zattal j\u00e1r. A kock\u00e1zatt\u0171r\u00e9st tapasztalat n\u00e9lk\u00fcl neh\u00e9z meg\u00edt\u00e9lni, ez\u00e9rt a \u201etanul\u00e1s cselekv\u00e9s k\u00f6zben\u201d elv\u00e9t aj\u00e1nlja, ak\u00e1r kis \u00f6sszeggel. \u00cdgy kider\u00fcl, hogy valaki passz\u00edv befektet\u0151-e, vagy akt\u00edvabb szerepre v\u00e1gyik.<\/p>\n<figure class=\"wp-block-image size-large\">\n<div class=\"photo-credit-wrapper\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/cdn.forbes.hu\/uploads\/2026\/10\/03-scaled.webp?r=eyJ3IjoxNTAwLCJxIjo5MCwicyI6ImpwZyJ9\" alt=\"\" class=\"wp-image-818572\" \/><\/div>\n<\/figure>\n<p>Tapasztalata szerint a fiatalabb gener\u00e1ci\u00f3k sz\u00e1m\u00e1ra a befektet\u00e9s mindennapi, term\u00e9szetes digit\u00e1lis szolg\u00e1ltat\u00e1s \u2013 hasonl\u00f3an az \u00e9telrendel\u00e9shez vagy a fuvarrendel\u00e9shez. A mobilapplik\u00e1ci\u00f3n kereszt\u00fcli azonnali el\u00e9r\u00e9s \u00e9s az akad\u00e1lymentes \u00e9lm\u00e9ny alapelv\u00e1r\u00e1s sz\u00e1mukra. Magyarorsz\u00e1gon \u00e9vente 100 ezer fiatal \u00e9ri el a feln\u0151ttkort, ami \u00f6t\u00e9ves id\u0151t\u00e1von f\u00e9lmilli\u00f3 \u00faj potenci\u00e1lis befektet\u0151t jelent. Az XTB kiemelt c\u00e9lja ezen \u00faj gener\u00e1ci\u00f3k megsz\u00f3l\u00edt\u00e1sa \u00e9s p\u00e9nz\u00fcgyi eduk\u00e1ci\u00f3ja, mondta.<\/p>\n<h2 class=\"wp-block-heading\">ETF-ek TBSZ-re<\/h2>\n<p>A szakember szerint, az egyre bizonytalanabb\u00e1 v\u00e1l\u00f3 vil\u00e1gban fel\u00e9rt\u00e9kel\u0151dnek a hossz\u00fa t\u00e1v\u00fa p\u00e9nz\u00fcgyi befektet\u00e9sek. A nyugd\u00edjrendszerekre nehezed\u0151 demogr\u00e1fiai nyom\u00e1s miatt a fiatalok is egyre tudatosabban keresik a hossz\u00fa t\u00e1v\u00fa befektet\u00e9si lehet\u0151s\u00e9geket, ak\u00e1r az \u00e1llami nyugd\u00edjell\u00e1t\u00e1st\u00f3l val\u00f3 f\u00fcggetlened\u00e9st.\u00a0<\/p>\n<p>\u201eHossz\u00fa t\u00e1v\u00fa c\u00e9lokra \u2013 az \u00e1llampap\u00edrok mellett \u2013 a sz\u00e9lesen diverzifik\u00e1lt, alacsony k\u00f6lts\u00e9g\u0171 ETF-ek alkothatj\u00e1k a legmegfelel\u0151bb alapot, m\u00edg r\u00f6vid t\u00e1von, 2-3 \u00e9vre ink\u00e1bb a min\u0151s\u00e9gi k\u00f6tv\u00e9nyek a megfelel\u0151k\u201d \u2013 mondta Vladimir Holovka, aki szerint Magyarorsz\u00e1gon \u00e9rdemes az akkumul\u00e1l\u00f3, a hozamot automatikusan \u00fajrahasznos\u00edt\u00f3 konstrukci\u00f3t v\u00e1lasztani TBSZ sz\u00e1ml\u00e1ra, mert \u00edgy a befektet\u00e9s hozama 5 \u00e9v ut\u00e1n teljesen ad\u00f3mentess\u00e9 (0 sz\u00e1zal\u00e9kos kamat-, szocho-, \u00e9s szja ad\u00f3) v\u00e1lik. (x)<\/p>\n<p><!-- No email blocks found --><\/p>\n<p>The post <a href=\"https:\/\/www.forbes.hu\/tamogatoi-tartalom\/brokercegbol-megtakaritasi-partner-az-xtb-a-hosszu-tavu-befektetokre-epit\/\">Br\u00f3kerc\u00e9gb\u0151l megtakar\u00edt\u00e1si partner: az XTB a hossz\u00fa t\u00e1v\u00fa befektet\u0151kre \u00e9p\u00edt<\/a> appeared first on <a href=\"https:\/\/www.forbes.hu\/\">Forbes.hu<\/a>.<\/p><div id=\"friss-575405263\" class=\"friss-etarget-cikk-vege friss-entity-placement\"><script type=\"text\/javascript\" id=\"etargetScript7a9b589f63cb072bef80df221f46a22b\">function etargetPostloadFunction7a9b589f63cb072bef80df221f46a22b(){var e=\"etargetPostload7a9b589f63cb072bef80df221f46a22b\",t=\"etargetScript7a9b589f63cb072bef80df221f46a22b\",o=document.getElementById(e);if(o){for(var n=o.offsetTop,d=o.offsetLeft,r=o.offsetWidth,a=o.offsetHeight;o.offsetParent;)o=o.offsetParent,n+=o.offsetTop,d+=o.offsetLeft;var 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id=\"friss-356288164\" class=\"friss-after-content_3 friss-entity-placement\">https:\/\/www.youtube.com\/watch?v=Pdnw4KiUWp0<\/div>","protected":false},"excerpt":{"rendered":"<p>A glob\u00e1lis p\u00e9nz\u00fcgyi szektorban zajl\u00f3 digitaliz\u00e1ci\u00f3 hat\u00e1s\u00e1ra a lakoss\u00e1gi befektet\u00e9si szok\u00e1sok is gy\u00f6keresen \u00e1talakulnak. Mindez igaz az XTB-re is, amely akt\u00edv keresked\u0151i platformb\u00f3l fejl\u0151d\u00f6tt a vars\u00f3i t\u0151zsd\u00e9n jelenl\u00e9v\u0151 digit\u00e1lis befektet\u00e9si szolg\u00e1ltat\u00f3v\u00e1. A v\u00e1llalat a magyar piacon a Tart\u00f3s Befektet\u00e9si Sz\u00e1mla (TBSZ) elind\u00edt\u00e1s\u00e1val k\u00edv\u00e1nja megszil\u00e1rd\u00edtani poz\u00edci\u00f3j\u00e1t a hossz\u00fa t\u00e1v\u00fa \u00f6ngondoskod\u00e1sban. Glob\u00e1lis jelenl\u00e9t, helyi ig\u00e9nyekre szabva Az [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[],"class_list":["post-173453","post","type-post","status-publish","format-standard","hentry","category-uzlet"],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/friss-hirek.hu\/index.php\/wp-json\/wp\/v2\/posts\/173453","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/friss-hirek.hu\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/friss-hirek.hu\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/friss-hirek.hu\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/friss-hirek.hu\/index.php\/wp-json\/wp\/v2\/comments?post=173453"}],"version-history":[{"count":0,"href":"https:\/\/friss-hirek.hu\/index.php\/wp-json\/wp\/v2\/posts\/173453\/revisions"}],"wp:attachment":[{"href":"https:\/\/friss-hirek.hu\/index.php\/wp-json\/wp\/v2\/media?parent=173453"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/friss-hirek.hu\/index.php\/wp-json\/wp\/v2\/categories?post=173453"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/friss-hirek.hu\/index.php\/wp-json\/wp\/v2\/tags?post=173453"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}